Basements are notorious for attracting unwanted water. Because they’re underground and a common location for plumbing, appliances, and utilities, they’re ripe for water damage. If you find water in your basement, you need to find out where it came from and how to fix it.
You’ve just made it through a tornado or hurricane or massive snowstorm. The dust has cleared, and you’ve managed to assess the damage to your home. You now find yourself wondering if storm damage is covered by your homeowner’s insurance. The short answer: usually. Most types of storm damage are covered with a few minor exceptions and one major exception.