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You’ve just made it through a tornado or hurricane or massive snowstorm. The dust has cleared, and you’ve managed to assess the damage to your home. You now find yourself wondering if storm damage is covered by your homeowner’s insurance. The short answer: usually. Most types of storm damage are covered with a few minor exceptions and one major exception.    

With the winter season fast approaching, the entire nation has to prepare the home for harsh, colder temperatures. Freezing or near freezing temperatures can lead to an array of household issues, most of which are easily avoidable with the appropriate preventative measures. Protect the Pipes Household plumbing can be particularly vulnerable to (more)

A structural fire is a disaster at any time of the year, but especially during the holidays. Unfortunately, this time of year is prime time for house fires. Between frying turkeys, dried out Christmas trees, and burning candles, there are numerous extra fire risks involved in the holiday season. It’s (more)

You’ve experienced a fire or water damage in your home. Your house is still standing, everyone is safe, and restoration is underway. Don’t forget about your furry (or scaly or feathery) companions. Do you know what to do with your pets in the event of a loss in your home? Is (more)

Most homeowners and renters know they need to have insurance coverage. Unfortunately, most don’t know what their policy covers or doesn’t cover as is usually the case. From drainage issues to mold to who is responsible for the extra utility bills during the loss, many insured people don’t know about (more)